Hail is a large frozen ball of rain that is often produced by thunderstorms. When large hail and strong winds combine, they can cause serious damage to your house and property, especially your roof, siding, gutters, and windows. If you have experienced hail damage, take precautions by following the tips below, and call us at (256) 783-9458 to have your home inspected as soon as possible.

 

Tips for Immediate Action

* Make personal safety your first priority. Remember, windows may be broken and high winds may have knocked down trees and power lines.
* Look for broken glass, sharp objects and live wires.
* Wear proper shoes and gloves.
* Don’t use rain-soaked electrical equipment.

 

 

What will hail damage do to my home or place of business?

Vinyl siding will normally show breaks, cracks, or holes. Aluminum siding will often have dents in it. Dents visible from hail on your siding are often cosmetic, but in most cases are still covered by insurance. Hail can dent or even put holes in your gutters.

Hail damage will allow water to seep through your roof into your ceilings and walls. This can cause many thousands of dollars of damage that are NOT covered by insurance. This will also cause mold to grow, which is a massive health risk for you and your family.
 


How did Hail damage my Roof?

Hail can hit hard and has been known to break windows and dent cars. Hail can cause soft spots, dents or bruising to your roof. In some cases, the hail will break all the way through your roof. Hail damage May or May Not be visible. If you think you have sustained hail damage, please call us at 256-783-9458 or email us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it You may not find out how much damage hail has caused until it is too late.

 

 


Is it too late to fix my Hail damage?

We advise all our clients to get their damage fixed as soon as possible. However, we still will be able to help you if you have not had time to get to it yet. Call us at (256) 783-9458 so we can help you out!

Report Your Claim

Call your insurance company right away to file a claim if you have damage from a hailstorm. Be ready to provide at least a general description of your damage.

Make Temporary Repairs

If you have hail damage to the roof of your property, it is your responsibility to take action to avoid further damage.

We can, cover broken windows and holes in roofs with tarps or plywood to prevent water damage. If you’re not sure it’s safe, our professionals can always help. You’ll usually find them listed under "Roofing Contractors" or "Roof Repairs" in your phone directory.

Document Your Damage

As soon as you can, make a thorough list of items that the hail storm damaged—this will help us provide complete costs with our free estimates. Document the damage with photos, video, bills and receipts. In the meantime, don’t throw out damaged items—especially expensive items.

Your professional estimators will let you know any specific information you will need to provide you're insurance company with processing a claim.

Schedule Permanent Repairs

Most insurance companies require you to wait until their claims professional assesses your damage before you begin making permanent repairs. However, we encourage you to schedule permanent repairs as soon as possible because of difficulties scheduling after any hail storm.

Understand Your Responsibility

Most insurance companies will replace damaged items and materials with the same type and quality of materials you had before any storm damage. For example, if you had a fiberglass roof, the insurance will pay to repair or replace damage with fiberglass materials—but won’t pay to replace it with more expensive slate tile. If you like we can estimate additional cost if you are thinking of upgrading you roof or property that was damaged.

If damage is extensive, people sometimes decide to take the opportunity to upgrade their property with better or more expensive materials. Again, insurance companies will only pay to replace materials of comparable kind and quality. If you want to pay the additional expense to upgrade, you’re welcome to do so out of your personal budget.

Any time you make improvements to your property, talk with our professional estimators to make sure you have enough within your budget for any repair or improvement projects, and to find out if you are eligible for discounts.